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The black and white lending terms that are all too often found in traditional banking typically just arenât applicable to real life. The only people who can get approved for loans are those who can prove that they donât need the money and are able to pay all their bills on time. In some ways, it seems like that defeats the basic purpose of a loan in the first place, and it certainly doesnât take into account anyone who finds him or herself in unexpected financial hardship. Unanticipated layoffs, health problems, emergency car or house repairs … any one of those events can wreak havoc even on the most scrupulous budget. And if they all happen close together, it prevents families from really getting a chance to recover. Thatâs where we come in. [link widoczny dla zalogowanych] Operating 24/7 days and nights You should know what your credit rating is and sit down with a financial advisor to find out exactly how bad your credit really is. It may not be as bad as you think.

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